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Home > Business

Business Banking

We know that running a business takes hard work and determination. No matter what the size or structure of your business, you need to stay ahead of the competition. We’re here to help.


We understand that not all businesses are created equal. Thankfully, neither are all banks. Do you wish your current bank would take the time to provide creative solutions to your unique issues? We Will.


Like your business, we are a part of the community as well. This means we will work just as hard as you do to develop a successful business relationship. We believe that when your business succeeds, we succeed. No matter what phase your business is in, we can provide financial solutions that fit your needs.


Start up solutions

Citizens State Bank can provide a wide array of Small Business Loans to get your business up and running. Whether it’s for real estate, buildings, or equipment, we will find the loan that best fits your needs.


Growth Solutions

As your business grows, so do your banking needs. Whether it’s providing working capital, lines of credit, or providing provide solutions for the growing amount of employees your business has, Citizens State Bank will be there with you every step of the way. Ask us about solutions such as Small Business Retirement Plans and Health Savings Accounts.



One of the most important pieces of a successful business is cash management. Whether it’s making sure your Business Checking account is working for you, having a Citizens State Bank Visa Business Card to track expenses, or keeping your idle funds earning interest through our Business Savings and CDARS programs, Citizens State Bank is here to provide solutions.


We also do our best to make banking as convenient as possible for our business customers through products such as Real Time Internet Banking, Online Business Bill Pay and Digital Deposit. These products allow our customers to do their banking right from their home or office whenever it’s convenient for them.


To find out more ways we can help your businesses succeed, contact one of our Commercial Lenders today.



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