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Welcome to Citizens State Bank!

At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do. Above all, we listen to your needs and go the extra step to provide you with complete satisfaction.

For more than 130 years Citizens State Bank has remained confident, courteous and close by.


We're going to Ireland!

Don't miss out on our "All Around Ireland" trip in October, 2015 - it's going to be a whale of a time! Stop by any of our three locations to pick up an informative brochure for details, or download a PDF below.













Home Depot Confirms Data Breach

Last week, Home Depot disclosed that they were investigating a possible breach of their payment data systems – a breach that the company later confirmed in a statement posted on their website.

According to the statement, the breach could potentially affect any customer who shopped at a Home Depot store in the U.S. and Canada going back to April of this year. The company added that they have no evidence the breach affected stores in Mexico or any customers who shopped online at

The retailer emphasized that customers would not be held responsible for any fraudulent charges discovered on affected accounts, and that they are offering free identity protection services – including free credit monitoring, identity monitoring, and identity theft insurance – to any customer who has shopped at a Home Depot store in 2014 during the period in which the breach occurred. Anyone interested in signing up for these services can do so by visiting

In addition, Citizens State Bank encourages all customers who have used a debit and/or credit card at a Home Depot going back to April of this year, to contact the bank to request a replacement card. We also advise you to carefully and frequently monitor your account activity, at least until you have received and activated your replacement card(s). If you do notice any unauthorized transactions on your account, contact the bank at once.

Citizens State Bank is pleased to announce the 2014 winners of the Citizens State Bank Scholarships.

Citizens State Bank 2014 Scholarship Winners

They are awarded for outstanding academic achievement, community service and extracurricular activities shown throughout the student’s high school career. Each of the 12 area winners was awarded a $500 scholarship that can be used at any two- or four-year college or university.

Front Row (left to right): Amy Baker, Sydni Schubert, Morgan Geiser, Paige Anderson, Fritz Kuhlmeier Back Row (left to right): Joel Kempel, Amy Powers, Kenzie Kaiser, Jolynn Bourland, Anthony Baltierra, Mark Voreis, Adam Talbert

Introducing our newest location... banking right in the palm of your hand.

With our new Mobile Banking apps, you can bank anywhere you can get an Internet connection.

Download our new Mobile Banking App

To Download your Mobile Banking
app for Android™.

Download our Mobile Banking App for Android

Scan this code using the QR code scanner on your phone to download the CSB Mobile Banking app to your Android™ phone now.



Download on Google Play

Or use your Google Play Store app from your device’s app launcher. Search
for “Citizens State
Bank IL” and click “Install”.

To Download your Mobile Banking
app for iPhone®.


Download our Mobile Banking App for iPhone

Scan this code using the QR code scanner on your phone to download the CSB Mobile Banking app to your iPhone® now.




Available at the App Store

Or click on your Apple Store app, search for “Citizens State Bank
IL” and click “Install”.




Security Reminder


5 star rating

As a helpful service, Citizens State Bank would like to remind you to never share personal account information with anyone requesting it over the phone or in an email. Citizens State Bank will NEVER ask for personal account information in this manner. We recently received an alert that customers at another community bank reported receiving automated phone calls with a recording claiming that the call was coming from their bank. The recording then instructed the customers to provide their private account information. Customers who did so later discovered that unauthorized attempts had been made to access the funds in their accounts. Regardless of whether the party on the other end is a recording or a live person, please do not fall victim to this scam. When in doubt, hang up and immediately call the bank to report any information solicitations.



The FDIC has issued warnings of scams involving emails and pop-ups, as well as text messages asking for account numbers, passwords, etc. NEITHER CITIZENS STATE BANK NOR THE FDIC WILL EVER ASK YOU FOR ACCOUNT INFORMATION EITHER ONLINE, E-MAIL, OR TEXT MESSAGING. If you receive any such requests asking for account numbers, credit or debit card numbers, or passwords, PLEASE DO NOT RESPOND!

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