There are many reasons why people accidentally overdraw their checking accounts. We have two options to provide protection for those occasional emergencies and help you avoid costly overdraft charges.
This line of credit automatically transfers money to your checking account when your balance drops below $0.00.
Sweep Savings and Checking Accounts
This account works when you deposit money into your linked SWEEP Checking and SWEEP Savings accounts. When your checking account falls below $0.00, we automatically transfer money in $100.00 increments (or whatever is left in your savings) to your checking acct. We charge your checking account a $1.00 fee for this.