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Self-Directed IRA

A Self-Directed Individual Retirement Account is an IRA that requires the account owner to make investment decisions on behalf of the retirement plan, assigning Citizens State Bank as the trustee to hold the IRA assets on behalf of the IRA owner. As trustee, Citizens State Bank will maintain the assets and all transaction and other records pertaining to the IRA, file required IRS reports, issue client statements, and perform other administrative duties on behalf of the Self-directed IRA owner for the life of the IRA account. Self-directed IRA accounts may invest in stocks, bonds, mutual funds, bank deposits, and other qualified investment vehicles.

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