Grain, Livestock, Trucking & Custom Work
Farming Since: 1977
“It’s comforting to know that no matter what happens, Citizens will be there to partner with us to help make the best decisions for the future of our farming business.
“The main reason Dave Erwin has been our loan officer for nearly 30 years is his farming background and knowledge of the farming industry. He truly knows our farming operation and what will or won’t work for us. We have always felt that we could put all of the cards on the table, good or bad, and Dave would be square with us and look out for our best interests. Like all farmers, we’ve been through ups and downs, and Citizens State Bank has been there with us and for us.
We recently made some major changes in our operation and, in this business, you never know what future changes may be necessary. It’s comforting to know that no matter what happens, Citizens will be there to partner with us to help make the best decisions for the future of our farming business. Citizens’ whole staff is top notch. We don’t know of any bank that could do a better job of helping us succeed than Citizens State Bank.”
Greg & Janis Thoren – Owners
Thoren Farms – Stockton, IL
Grain & Livestock
Farming Since: 1964
“They offer different loan programs according to what makes the most sense for the customer at that time. Other banks may have the same programs, but don’t necessarily mention them because they don’t make enough money for the bank. I am confident that Citizens recommends programs that are the best for my operation. They are always looking out for us.
The knowledge and experience of the lenders at Citizens is very important in good times and bad. Their willingness to work with farmers as individuals with specific needs sets them apart from other banks. They understand the whole picture and take the time to understand and know your business and its needs. They understand the nature of farming and are interested in seeing their customers succeed over the long term.”
Tom & Jeff Schuldt
Schuldt Farms – Stockton, IL
MAHON FAMILY FARMS
Grain, Dairy, Trucking
Farming Since: 1946
“My dad, Gary, has been with Citizens State Bank as long as I can remember. The relationship we have with the people there is so important to our success. We always appreciate them letting us know about new Government programs that might be available to us. Any time there is a major decision we need to make, Joel Kempel is the first person we talk to. His advice is a major influence in our decisions because we have valued his input and knowledge of the farming industry for so long. More importantly, he understands how our operation runs and really takes an active interest in seeing us succeed.”
Troy & Amy Mahon with son, Brody
Mahon Family Farms – Winslow, IL