Business Banking Products
and Services
Why do businesses choose Citizens State Bank?
Citizens State Bank offers several different types of products and services to meet the varying needs of a business. Whether it be for small businesses, not-for-profits, educational entities, or municipalities, our customer service representatives and lenders are available to help you create a customized plan to fit your business needs!
Ready to Switch to Better Banking?
Deposit Products
- Business Checking
- Certificates of Deposit (CD)
- ICS/CDARS ~ With the Insured Cash Sweep service and CDARS network, you can access multi-million-dollar FDIC protection while just working with one bank and one statement. Get millions in FDIC protection verses $250,000 with these options.
Business Loans
Citizens State Bank offers a variety of different business loans to meet the unique needs of local businesses.
• Commercial Loans
• Ag Loans
• Leasing Programs
Online Banking
In addition to the features available for all online banking customers, businesses also have:
- Cash management
- Debit card management
- Auto Invoicing
- Remote deposit capture (RDC) ~ Remote Deposit Capture is perfect for businesses who wish to simplify their check deposit process by. Scan checks and transmit to CSB for posting and clearing, depositing checks remotely.
Remote Deposit Capture Login
Debit Cards
Debit – Access your account at ATMs, withdraw funds 24/7, and make transactions anywhere you see the VISA® logo. Includes an automatic alert system for unusual debit card activity.
LOST CARD?
Business Hours Call: 815.369.4524
After Hours:
Debit Cards: Call 1.888.297.3416
Credit Cards: Call 1.800.325.3678
Merchant Services
Provide more ways for your customers to pay using a credit card with secure Merchant Services from Citizens State Bank! Citizens State Bank offers payment solutions to help make your payment processing more efficient and profitable.
Our Merchant Services are provided in partnership with Evolv, learn more about their product here!
Resources
Mobile Banking
Our upgraded Mobile Banking app is available on both the Google Play and Apple iTunes stores.
Keep tabs on your account balances, transfer funds, make loan and bill payments and more.
If you have any questions, feel free to contact a customer service representative at any of our locations, or via our call center.