Personal Banking Products and Services
Why do People choose Citizens State Bank?
Citizens State Bank offers several different types of accounts to meet the varying needs of the people in our communities. Come in and talk to our knowledgeable staff about what you’re looking for to meet your personal financial needs. We’ll find a solution that is just right for you!
Ready to Switch to Better Banking?
Deposit Products
- Checking Account
- Savings Account
- Money Markets
- Certificates of Deposit (CD)
Loan Products
- Home Mortgage Loans
- Home Equity Loans
- Personal Loans
- Vehicle Loans
- Student Loans
Online Banking
Access your account anywhere!
- View transactions & eStatements
- Transfer funds
- Stop payments
- Pay bills
- Mobile deposit
- Debit card management
- Chat box support
Tax Favored Products
Health Savings Account (HSA)
A Health Savings Account is an account that allows owners to put aside money tax-free to pay for future qualified medical expenses for themselves or their family. It is available to anyone with a High Deductible Health Plan
Individual Retirement Account (IRA)
An Individual Retirement Account is a personal savings plan that helps customers set aside money for retirement while offering some tax advantages.
Contact us to find out your eligibility for these products! Phone: 815.369.4524
Debit cards
Debit – Access your account at ATMs, withdraw funds 24/7, and make transactions anywhere you see the VISA® logo. Includes an automatic alert system for unusual debit card activity.
LOST CARD?
Business Hours Call: 815.369.4524
After Hours:
Debit Cards: Call 1.888.297.3416
Credit Cards: Call 1.800.325.3678
Classic Citizens
For our customers aged 60 years and older, we offer a specific deposit account that comes with other free features.
Benefits of our Classic Citizens offerings are:
- Classic Citizens Checking Account
- Checks – free of charge
- No fees on Money Orders or Cashier’s Checks
- Can earn interest
Mobile Banking
Our upgraded Mobile Banking app is available on both the Google Play and Apple iTunes stores. Keep tabs on your account balances, transfer funds, make loan and bill payments and more. If you have any questions, feel free to contact a customer service representative at any of our locations, or via our call center.
Download for Android
Download for iPhone
CSB Digital Banking App for iPhoneTM:
