Mortgage Products

Why do homeowners choose citizens state bank?

At Citizens State Bank, we understand that buying your home is one of the most important financial decisions you’ll ever make. Whether it’s your first home, second home, or a refinance we have a variety of products to help fit your needs.

Get your Mortgage Application process started Online

Learn more about Citizens State Bank’s mortgage products and services or start our convenient Online Mortgage application process.

Benefits of CSB Loans

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Fast Loan Approval
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Locally Serviced
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Make payments at your local branch
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Customized to your specific needs

Mortgage Loans

(BANK NMLS# 740680)
GET MORE options with the loan products we offer. Our experienced lending team can help you choose the right loan to fit your needs and will guide you every step of the way through the process.

We offer…

Fixed Rate Mortgages
Balloon Mortgages
USDA Rural Development
Home Equity Loan
Second Home and Investment Property
Bridge and Construction Loans
Home Equity Line of Credit